Interest Rate

 Effective From Date: 23rd Falgun, 2074 (7th March, 2018)

 

              Saving Deposits Interest Rate Minimum Balance Interest Frequency
      Century Premium Saving 8.00% p.a.             Rs. 100,000 /- Quarterly
      Century Platinum Saving 8.00% p.a.             Rs. 50,000 /- Quarterly
      Century Supreme Saving 8.00% p.a              Rs. 5,000 /-    Quarterly
      Century 5 Savings Account 8.00% p.a               Rs. 5/-            Monthly
      Century Rastra Sewak Bachat Khata 8.00% p.a           Rs 1,000 /- Monthly
      Century Nari Bachat Saving 8.00% p.a             Rs. 1,000 /- Quarterly
      Century Jestha Nagarik Bachat Khata 8.00% p.a             Rs. 1,000 /- Monthly
      Century Bal Bachat Khata 8.00% p.a             Rs. 1,000 /- Quarterly
      Century Sharedhani Khata 8.00% p.a     Rs. 0 /- Quarterly
      Century Remit Khata 8.00% p.a     Rs. 0 /- Quarterly
      Century Payroll Khata 8.00% p.a          Rs. 100 /- Quarterly
      Century Saral Bachat Khata 8.00% p.a.          Rs. 100 /- Quarterly
      Century IPO Bachat Khata 8.00% p.a.             Rs. 1,000 /- Quarterly
      Century Kishan Bachat Khata 8.00% p.a.          Rs. 100 /- Quarterly
      Century Student Savings A/C 8.00% p.a.          Rs. 100 /- Quarterly
      Century Social Security Savings A/c 8.00% p.a.          Rs. 0 /- Quarterly
      Century MEX Trading Saving 8.00% p.a             Rs. 1,000 /- Quarterly
      EUR Savings Account 1.00% p.a             EUR 100/- Quarterly
      GBP Savings Account 1.00% p.a             GBP 1,00 /- Quarterly
      USD Savings Account 1.00% p.a             USD 1,00 /- Quarterly

 

Fixed Deposits Individual Interest Rate(p.a.) Institutional(p.a.) Minimum Balance (NPR) Interest Frequency
1 Year and Above            11.00% - 5,00,000.00 Monthly
    1 Year              11.00 %  -  10,000.00   Quarterly
    100 Days              10.50 %  -   5,00,000 Maturity
90 Days             9.00 % -

10,00,000(Kathmandu,Lalitpur,Bhaktapur)

5,00,000(Other Branches)

Maturity
 6 months - 1 Year             -         11.00 % 5,00,000 Quarterly
1 Month           7.50 %        7.50 % 5,00,000 Maturity
2 Months           8.00 %      8.00% 5,00,000 Maturity
3 Months           8.50 %      8.50 % 5,00,000 Maturity

 

Loans & Advances Prime Premium Rate Other Customer Premium Rate
Overdraft BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Trust Receipt Loan / DemandLoan BR+0%-2% p.a. BR+3%-5 p.a.
Export Finance BR+0%-2% p.a. BR+3%-5% p.a.
Other Working Capital BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Term Loan  BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Personal / Mortgage Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Education Loan BR+0.95%-2.95% p.a. BR+3.95%-5.95% p.a.
Other Loans BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Deprived Sector BR+0%-2% p.a. BR+3%-5% p.a.

 

Home Loan Prime Others
Upto 10 Years BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Upto 15 years BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Upto 20 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
 
Vehicle Loan - Personal Use Prime Others
Upto 5 years BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Upto 7 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Vehicle Loan - Commercial Prime Others
Upto 5 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Upto 7 years BR+3.45%-5.45% p.a. BR+6.45%-8.45% p.a.
SME Loans Prime Others
Overdraft BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Trust Receipt Loan/STL BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Term Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Other Loans Prime Others
Agricultural Loan BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Loan against Shares and Bonds BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Loan against Gold & Silver BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Flexi Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Overdraft BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Loan against Fixed Deposit

Own: Published Base Rate +3% as Premium

Own: Published Base Rate +3% as Premium
Other Bank:Published Base Rate +3% Premium or 14% whichever is higher plus 1% processing fee
LCY loan against FCY Deposit 06.50-9.50% p.a. 09.50-12.50% p.a.
Loan against Govt.Securities +2% on coupon rate or 12% whichever is higher +3% on coupon rate or 14% whichever is higher
FCY (USD) TR up to 120 days Libor 180 days + 2.16% to 5%
Consortium  Loan As per consortium decision
Base Rate as of Falgun end 2074 i.e. 12.17% p.a

 

*Rates are indicative only. Conditions Apply

*Conditions Apply

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