Interest Rate

 Effective From Date: Asoj 4, 2074         

              Saving Deposits Interest Rate Minimum Balance Interest Frequency
      Century Platinum Saving 8.00% p.a.             Rs. 50,000 /- Quarterly
      Century Supreme Saving 7.25% p.a              Rs. 5,000 /-    Quarterly
      Century 5 Savings Account 7.00% p.a               Rs. 5/-            Monthly
      Century Rastra Sewak Bachat Khata 7.00% p.a           Rs 1,000 /- Monthly
      Century Nari Bachat Saving 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Jestha Nagarik Bachat Khata 7.00% p.a             Rs. 1,000 /- Monthly
      Century Bal Bachat Khata 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Sharedhani Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Remit Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Payroll Khata 7.00% p.a          Rs. 100 /- Quarterly
      Century Saral Bachat Khata 6.00% p.a.          Rs. 100 /- Quarterly
      Century IPO Bachat Khata 6.00% p.a.             Rs. 1,000 /- Quarterly
      Century Kishan Bachat Khata 6.00% p.a.          Rs. 100 /- Quarterly
      Century Student Savings A/C 6.00% p.a.          Rs. 100 /- Quarterly
      Century Social Security Savings A/c 6.00% p.a.          Rs. 100 /- Quarterly
      Century MEX Trading Saving 6.00% p.a             Rs. 1,000 /- Quarterly
      Century USD Account 1.00% p.a            USD 100/- Quarterly
      Century GBP Savings Account 1.00% p.a            GBP 100/- Quarterly
      Century  EUR Savings Account 1.00% p.a            EUR 100/- Quarterly
      Century Current A/c (NPR) -              Rs. 1,000 /- Quarterly
      Century USD Current Account -            USD 100/- Quarterly
      Century GBP Current Account -            GBP 100/- Quarterly
      Century EUR Current Account -            EUR 100/- Quarterly

 

Term Deposits Individual        Institutional         Interest Frequency              
6 Months 3.50 % p.a. - Quarterly
1 Year 9.00% 8.00% Quarterly

 

 

Special Offer*
Term Deposits Interest Rate Interest Frequency
Century 90 days individual fixed deposit 9.00% p.a At maturity
Century 120 days individual fixed deposit 8.50% p.a At maturity

 

 

Loans & Advances Prime Premium Rate Other Customer Premium Rate
Overdraft BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Trust Receipt Loan / DemandLoan BR+0%-2% p.a. BR+3%-5%  p.a.
Export Finance BR+0%-2% p.a. BR+3%-5% p.a.
Other Working Capital BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Term Loan  BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Personal / Mortgage Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Education Loan BR+0.95%-2.95% p.a. BR+3.95%-5.95% p.a.
Other Loans BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Deprived Sector BR+0%-2% p.a. BR+3%-5% p.a.
Home Loan Prime Others
Upto 10 Years BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Upto 15 years BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Upto 20 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
 
Vehicle Loan - Personal Use Prime Others
Upto 5 years BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Upto 7 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Vehicle Loan - Commercial Prime Others
Upto 5 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Upto 7 years BR+3.45%-5.45% p.a. BR+6.45%-8.45% p.a.
SME Loans Prime Others
Overdraft BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Trust Receipt Loan/STL BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Term Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Other Loans Prime Others
Agricultural Loan BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Loan against Shares and Bonds BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Loan against Gold & Silver BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Flexi Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Overdraft BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Loan against Fixed Deposit

Own: +2.00 % on coupon rate or 12% p.a. whichever is higher

Own: +3.00 % on coupon rate or 13% p.a. whichever is higher
Others Bank's: +3% on coupon rate or 13% whichever is higher plus 1% processing fee
LCY loan against FCY Deposit 06.50-9.50% p.a. 09.50-12.50% p.a.
Loan against Govt.Securities +2% on coupon rate or 12% whichever is higher +3% on coupon rate or 14% whichever is higher
Consortium  Loan As per consortium decision
Base Rate as of Ashad End 2074 : 11.17% p.a.

 

*Rates are indicative only. Conditions Apply

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