Interest Rate

 Effective From Date: Baisakh 1, 2074         

              Saving Deposits Interest Rate Minimum Balance Interest Frequency
      Century Platinum Saving 8.00% p.a.             Rs. 50,000 /- Quarterly
      Century Supreme Saving 7.25% p.a              Rs. 5,000 /-    Quarterly
      Century 5 Savings Account 7.00% p.a               Rs. 5/-            Monthly
      Century Rastra Sewak Bachat Khata 7.00% p.a           Rs 1,000 /- Monthly
      Century Nari Bachat Saving 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Jestha Nagarik Bachat Khata 7.00% p.a             Rs. 1,000 /- Monthly
      Century Bal Bachat Khata 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Sharedhani Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Remit Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Payroll Khata 7.00% p.a          Rs. 100 /- Quarterly
      Century Saral Bachat Khata 6.00% p.a.          Rs. 100 /- Quarterly
      Century IPO Bachat Khata 6.00% p.a.             Rs. 1,000 /- Quarterly
      Century Kishan Bachat Khata 6.00% p.a.          Rs. 100 /- Quarterly
      Century Student Savings A/C 6.00% p.a.          Rs. 100 /- Quarterly
      Century Social Security Savings A/c 6.00% p.a.          Rs. 100 /- Quarterly
      Century MEX Trading Saving 6.00% p.a             Rs. 1,000 /- Quarterly
      Century USD Account 1.00% p.a            USD 100/- Quarterly
      Century GBP Savings Account 1.00% p.a            GBP 100/- Quarterly
      Century  EUR Savings Account 1.00% p.a            EUR 100/- Quarterly
      Century Current A/c (NPR) -              Rs. 1,000 /- Quarterly
      Century USD Current Account -            USD 100/- Quarterly
      Century GBP Current Account -            GBP 100/- Quarterly
      Century EUR Current Account -            EUR 100/- Quarterly

 

Term Deposits Individual        Institutional         Interest Frequency              
3 months 2.50 % p.a. - Quarterly
6 months 3.50 % p.a. - Quarterly

 

 

Special Offer *
Fixed Deposit Interest Rate Minimum Balance Interest Frequency
Century 120 days fixed deposit (individual) 10.00% p.a Rs.10,00,000/ At maturity
1 year individual fixed deposit 11.00% p.a Rs.10,000/- Quarterly
1 year institutional fixed deposit 8.00% p.a Rs.10,000/ Quarterly

 

 

Loans & Advances Prime Others
Overdraft 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Trust Receipt Loan / Demand Loan 10.00 - 12.00 % p.a. 13.00-15.00 % p.a.
Export Finance 9.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Other Working Capital 10.00 - 12.00 % p.a. 13.00-15.00 % p.a.
Term Loan  11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Personal / Mortgage Loan 11.00-13.00 % p.a. 14.00-16.00 % p.a.
Education Loan 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Other Loans 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Deprived Sector 8.00 - 10.00 % p.a. 11.00-13.00 % p.a.

 

 

Home Loan Prime Others
Upto 10 Years 10.50 - 12.50 % p.a. 13.50-15.50 % p.a.
Upto 15 years 11.00-13.00 % p.a. 14.00-16.00 % p.a.
Upto 20 years 11.50-13.50 % p.a. 14.50-16.50 % p.a.
 
Vehicle Loan - Personal Use Prime Others
Upto 5 years 11.50 - 13.50 % p.a. 14.50-16.50 % p.a.
Upto 7 years 13.00 - 15.00 % p.a. 16.00-18.00 % p.a.
Vehicle Loan - Commercial Use Prime Others
Upto 5 years 12.50 - 14.50% p.a. 15.50-17.50 % p.a.
Upto 7 years 13.50 - 15.50 % p.a. 16.50-18.50 % p.a.
SME Loan Prime Others
Overdraft 12.00 - 14.00 % p.a. 15.00-17.00 % p.a.
Trust Receipt Loan/STL 10.50 - 12.50 % p.a. 13.50-15.50 % p.a.
Term Loan 12.00 - 14.00 % p.a. 15.00-17.00 % p.a.
Other Loans Prime Others
Loan against Shares & Bonds 12.00 - 14.00 % p.a. 15.00-17.00 % p.a.
Loan against Gold & Silver 13.00 - 15.00 % p.a. 16.00-18.00 % p.a.
Agricultural Loan 10.50 -12.50 % p.a. 13.50-15.50 % p.a.
Flexi Loan 12.00-14.00 % p.a. 15.00-17.00 % p.a.
Loan against Fixed Deposit

Own: +3.00 % on coupon rate or 13% p.a. whichever is higher

LCY loan against FCY Deposit 9.50-12.50% p.a.
Loan against Govt.Securities +3% or minimum 12.50% p.a.

 

*Rates are indicative only. Conditions Apply

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