What's New

  • Demat Account Renewal Notice

  • Century Fixed Deposit

  • Century Mobile App

  • Century Multi currency Forex Card

  • INDO-NEPAL Remittance

Interest Rate

 Effective From Date: 19th Poush, 2074 (3rd January, 2018)

              Saving Deposits Interest Rate Minimum Balance Interest Frequency
      Century Platinum Saving 8.00% p.a.             Rs. 50,000 /- Quarterly
      Century Supreme Saving 7.00% p.a              Rs. 5,000 /-    Quarterly
      Century 5 Savings Account 7.00% p.a               Rs. 5/-            Monthly
      Century Rastra Sewak Bachat Khata 7.00% p.a           Rs 1,000 /- Monthly
      Century Nari Bachat Saving 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Jestha Nagarik Bachat Khata 7.00% p.a             Rs. 1,000 /- Monthly
      Century Bal Bachat Khata 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Sharedhani Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Remit Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Payroll Khata 7.00% p.a          Rs. 100 /- Quarterly
      Century Saral Bachat Khata 7.00% p.a.          Rs. 100 /- Quarterly
      Century IPO Bachat Khata 7.00% p.a.             Rs. 1,000 /- Quarterly
      Century Kishan Bachat Khata 7.00% p.a.          Rs. 100 /- Quarterly
      Century Student Savings A/C 7.00% p.a.          Rs. 100 /- Quarterly
      Century Social Security Savings A/c 7.00% p.a.          Rs. 100 /- Quarterly
      Century MEX Trading Saving 7.00% p.a             Rs. 1,000 /- Quarterly

 

Fixed Deposits Individual Interest Rate(p.a.) Institutional(p.a.) Minimum Balance (NPR) Interest Frequency
1 Year 11.00% p. a. - 10,000.00 Quarterly
100 Days 11.00% p.a. - 5,00,000.00 At maturity
90 Days 9.00% p.a. - 10,00,000.00(Kathmandu.Lalitpur,Bhaktapur branches)
5,00,000.00(Other Branches)
At maturity
6 months - 1 Year - 11.00% 5,00,000.00 Quarterly

 

 

 

Credit Products Prime Premium Rate Other Customer Premium Rate
Overdraft BR+0.45%-2.45% BR+3.45%-5.45%
True Receipt Loan/Demand Loan BR+0%-2% BR+3%-5%
Export Finance BR+0%-2% BR+3%-5%
Other Working Capital BR+0.45%-2.45% BR+3.45%-5.45%
Term Loan BR+0.45%-2.45% BR+3.45%-5.45%
Personal/Mortage loan BR+1.45%-3.45% BR+4.45%-6.45%
Education Loan BR+0.95%-2.95% BR+3.95%-5.95%
Other Loans BR+1.45%-3.45% BR+4.45%-6.45%
Deprived Sector BR+0%-2% BR+3%-5%

 

 

Home Loan
Up to 10 Years BR+0.45%-2.45% BR+3.45%-5.45%
Up to 15 Years BR+1.45%-3.45% BR+4.45%-6.45%
Up to 20 Years BR+2.45%-4.45% BR+5.45%-7.45%

 

 

Vehicle Loan - Personal Use
Up to 5 years BR+1.45%-3.45% BR+4.45%-6.45%
Up to 7 years BR+2.45%-4.45% BR+5.45%-7.45%

 

 

Vehicle Loan - Commercial Use
Up to 5 years BR+2.45%-4.45% BR+5.45%-7.45%
Up to 7 years BR+3.45%-5.45% BR+6.45%-8.45%

 

 

SME Loan
OverDraft BR+1.45%-3.45% BR+4.45%-6.45%
Trust Receipt Loan/STL BR+0.45%-2.45% BR+3.45%-5.45%
Term Loan BR+1.45%-3.45% BR+4.45%-6.45%

 

 

Other Loans
Agricultural Loan BR+0.45%-2.45% BR+3.45%-5.45%
Loan against Shares and Bonds BR+1.45%-3.45% BR+4.45%-6.45%
Loan against Gold and Silver BR+2.45%-4.45% BR+5.45%-7.45%
Flexi Loan BR+1.45%-3.45% BR+4.45%-6.45%

 

 

Loan against Fixed Deposits Own:+2% on coupon rate or 12% whichever is higher Own:+3% on coupon rate or 13% whichever is higher
Other Bank's:+3% on coupon rate or 13% whichever is higher plus 1% processing fee
LCY Loan against FCY Deposits 6.5%-9.5% 9.5%-12.5%
Loan against Government Securities +2% on coupon rate or 12% whichever is higher +3% on coupon rate or 14% whichever is higher
FCY (USD) TR up to 120 days Libor 180 days + 2.16% to 4%
Consortium Loan As per Consortium Decisions

Base Rate as of Ashwin End 2074:11.13% p.a.

*Conditions Apply

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