What's New

  • Century 150 Days Deposit

  • Century 120 Days Deposit

  • Century 100 Days Fixed Deposit

  • Century 5 Savings Account

Interest Rate

 Effective From Date: Mangsir 16, 2073

Saving Deposits Interest Rate Minimum Balance Interest Frequency
Century 5 Savings Account 3.00% p.a Rs. 5/- Monthly
Century Platinum Saving 4.00% p.a. Rs 50,000 /- Quarterly
Century Supreme Saving 3.25% p.a Rs. 5,000 /- Quarterly
Century Nari Bachat Saving 3.00% p.a Rs. 1,000 /- Quarterly
Century Jestha Nagarik Bachat Khata 3.00% p.a Rs. 1,000 /- Monthly
Century Bal Bachat Khata 3.00% p.a Rs. 1,000 /- Quarterly
Century Sharedhani Khata 3.00% p.a Rs. 0 /- Quarterly
Century Remit Khata 3.00% p.a --- Quarterly
Century Payroll Khata 3.00% p.a Rs. 100 /- Quarterly
Century Saral Bachat Khata 2.00% p.a. Rs. 100 /- Quarterly
Century IPO Bachat Khata 2.00% p.a. Rs. 1,000 /- Quarterly
Century Rastra Sewak Bachat Khata 3.00% p.a Rs. 1,000 /- Monthly
Century MEX Trading Saving 2.00% p.a Rs. 1,000 /- Quarterly
Century USD Account 1.00% p.a USD 100/- Quarterly

 

 

Term Deposits Individual        Institutional         Interest Frequency              
3 months 2.50 % p.a. - Quarterly
6 months 3.50 % p.a. - Quarterly

 

Special Offer*
Fixed Deposit Interest Rate Minimum Balance Interest Frequency
Century 100 days fixed deposit (individual) 8.00% p.a Rs.20,00,000/- At maturity
Century 120 days fixed deposit (individual) 10.00% p.a Rs.10,00,000/ At maturity
Century 150 days fixed deposit (individual) 12.00% p.a


Rs.5,00,000/-(Inside Valley) 

Rs.1,00,000/- (Outside Valley)

At maturity
1 year individual fixed deposit 12.00% p.a Rs.10,000/- Monthly
1 year institutional fixed deposit
8.00% p.a
Rs.10,000/- Quarterly

 

Loans & Advances Prime Others
Overdraft 8.00 - 10.00 % p.a. 11.00-13.00 % p.a.
Trust Receipt Loan / Short Term Loan 7.00 - 9.00 % p.a. 10.00-12.00 % p.a.
Export Finance 7.00 - 9.00 % p.a. 10.00-12.00 % p.a.
Other Working Capital 8.00 - 10.00 % p.a. 11.00-13.00 % p.a.
Term Loan  9.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Personal / Mortgage Loan 9.00-11.00 % p.a. 12.00-14.00 % p.a.
Education Loan 9.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Other Loans 9.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Deprived Sector 5.00 - 7.00 % p.a. 8.00-10.00 % p.a.
Home Loan Prime Others
Upto 10 Years 8.50 - 10.50 % p.a. 11.50-13.50 % p.a.
Upto 15 years 9.00-11.00 % p.a. 12.00-14.00 % p.a.
Upto 25 years 9.50-11.50 % p.a. 12.50-14.50 % p.a.
 
Vehicle Loan - Personal Use Prime Others
Upto 5 years 8.50 - 10.50 % p.a. 11.50-13.50 % p.a.
Upto 7 years 9.50 - 11.50 % p.a. 12.50-14.50 % p.a.
Vehicle Loan - Commercial Prime Others
Upto 5 years 11.00 - 12.00% p.a. 13.00-14.00 % p.a.
Upto 7 years 11.50 - 12.50 % p.a. 13.50-14.50 % p.a.
SME Loans Prime Others
Overdraft 9.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Trust Receipt Loan/STL 8.50 - 10.50 % p.a. 11.50-13.50 % p.a.
Term Loan 10.00 - 12.00 % p.a. 11.00-13.00 % p.a.
Other Loans Prime Others
Loan against Shares & Bonds 8.50 - 9.50 % p.a. 10.50-11.50 % p.a.
Loan against Gold & Silver 10.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Agricultural Loan 9.50 -11.50 % p.a. 12.50-14.50 % p.a.
Flexi Loan 10.00-12.00 % p.a. 11.00-13.00 % p.a.
Loan against Fixed Deposit

Own: +2.00 % on coupon rate or 11% p.a. whichever is higher

Other Bank: +3.00 % on coupon rate or minimum 12 % p.a. whichever is higher plus 1% processing fee.

LCY loan against FCY Deposit 6.50-9.50% p.a.
Loan against Govt.Securities +2% or minimum 9.00% p.a.

*Rates are indicative only. Conditions Apply

 

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