Loans

Loans & Advances Prime Others
Overdraft 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Trust Receipt Loan / DemandLoan 10.00 - 12.00 % p.a. 13.00-15.00 % p.a.
Export Finance 9.00 - 11.00 % p.a. 12.00-14.00 % p.a.
Other Working Capital 10.00 - 12.00 % p.a. 13.00-15.00 % p.a.
Term Loan  11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Personal / Mortgage Loan 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Education Loan 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Other Loans 11.00 - 13.00 % p.a. 14.00-16.00 % p.a.
Deprived Sector 8.00 - 10.00 % p.a. 11.00-13.00 % p.a.
Home Loan Prime Others
Upto 10 Years 10.50 - 12.50 % p.a. 13.50-15.50 % p.a.
Upto 15 years 11.00-13.00 % p.a. 14.00-16.00 % p.a.
Upto 20 years 11.50-13.50 % p.a. 14.50-16.50 % p.a.
 
Vehicle Loan - Personal Use Prime Others
Upto 5 years 11.50 - 13.50 % p.a. 14.50-16.50 % p.a.
Upto 7 years 13.00 - 15.00 % p.a. 16.00-18.00 % p.a.
Vehicle Loan - Commercial Prime Others
Upto 5 years 12.50 - 14.50% p.a. 15.50-17.50 % p.a.
Upto 7 years 13.50 - 15.50 % p.a. 16.50-18.50 % p.a.
SME Loans Prime Others
Overdraft 12.00 - 14.00 % p.a. 15.00-17.00 % p.a.
Trust Receipt Loan/STL 10.50 - 12.50 % p.a. 13.50-15.50 % p.a.
Term Loan 12.00 - 14.00 % p.a. 15.00-17.00 % p.a.
Other Loans Prime Others
Agricultural Loan 10.50-12.50% p.a. 13.50-15.50% p.a
Loan against Shares and Bonds 12.00-14.00% p.a. 15.00-17.00% p.a
Loan against Gold & Silver 13.00 - 15.00 % p.a. 16.00-18.00 % p.a.
Flexi Loan 12.00-14.00 % p.a. 15.00-17.00 % p.a.
Loan against Fixed Deposit

Own: +3.00 % on coupon rate or 13% p.a. whichever is higher

 

LCY loan against FCY Deposit 9.50-12.50% p.a.
Loan against Govt.Securities +3% or minimum 12.50% p.a.
*Rates are indicative only. Conditions Apply

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