Loans

Loans & Advances Prime Premium Rate Other Customer Premium Rate
Overdraft BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Trust Receipt Loan / DemandLoan BR+0%-2% p.a. BR+3%-5%  p.a.
Export Finance BR+0%-2% p.a. BR+3%-5% p.a.
Other Working Capital BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Term Loan  BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Personal / Mortgage Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Education Loan BR+0.95%-2.95% p.a. BR+3.95%-5.95% p.a.
Other Loans BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Deprived Sector BR+0%-2% p.a. BR+3%-5% p.a.
Home Loan Prime Others
Upto 10 Years BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Upto 15 years BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Upto 20 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
 
Vehicle Loan - Personal Use Prime Others
Upto 5 years BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Upto 7 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Vehicle Loan - Commercial Prime Others
Upto 5 years BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Upto 7 years BR+3.45%-5.45% p.a. BR+6.45%-8.45% p.a.
SME Loans Prime Others
Overdraft BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Trust Receipt Loan/STL BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Term Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Other Loans Prime Others
Agricultural Loan BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Loan against Shares and Bonds BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Loan against Gold & Silver BR+2.45%-4.45% p.a. BR+5.45%-7.45% p.a.
Flexi Loan BR+1.45%-3.45% p.a. BR+4.45%-6.45% p.a.
Overdraft BR+0.45%-2.45% p.a. BR+3.45%-5.45% p.a.
Loan against Fixed Deposit

Own: +2.00 % on coupon rate or 12% p.a. whichever is higher

Own: +3.00 % on coupon rate or 13% p.a. whichever is higher
Others Bank's: +3% on coupon rate or 13% whichever is higher plus 1% processing fee
LCY loan against FCY Deposit 06.50-9.50% p.a. 09.50-12.50% p.a.
Loan against Govt.Securities +2% on coupon rate or 12% whichever is higher +3% on coupon rate or 14% whichever is higher
Consortium  Loan As per consortium decision
Base Rate as of Chaitra 2073 i.e. 10.55%

 

*Rates are indicative only. Conditions Apply

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