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Effective From October 20, 2021 ( Kartik 03, 2078)

 

Savings Deposits Interest Rate (per annum) Minimum Balance
Century 5 Saving Account 5.00% Rs. 500 /-
Century Saral Bachat Account 5.00% Rs. 1,000 /-
Century Sabaiko Khata 5.00% Rs. 0 /-
Century Chhori Bachat Khata 5.00% Rs. 0 /-
Century Payroll Khata 5.00% Rs 100 /-
Century Youth Saving Account 5.00% Rs 100 /-
Century Nari Bachat Account 5.00% Rs. 1,000 /-
Century Bal Bachat Khata 5.00% Rs. 1,000 /-
Century Sharedhani Khata 5.00% Rs. 0 /-
Century Remit Khata 5.00% Rs. 0 /-
Century Social Security Saving Account 5.00% Rs. 0 /-
Century Jestha Nagarik Bachat Khata 5.00% Rs. 1,000 /-
Century Sahaj Khata 6.00% Rs. 0 /-
Century Click Account 6.00% Rs. 0 /-
Century Premium Saving Account 6.00% Rs. 10,000 /-
Century Remit Premium Saving Account 7.00% Rs. 1,000 /-
     
Fixed Deposits Interest Rate     (per annum)  
Fixed Deposit-Individual*    
3 Months to below 6 Months 9.36%  
6 Months to below 1 Year 9.36%  
1 Year and Above  9.36%  
     
Fixed Deposit -Institutional Bid Rate Others
3 Months to below 6 Months 8.36% 8.36%
6 Months to below 1 Year 8.36% 8.36%
1 Year and Above  8.36% 8.36%
     
Foreign Currency Fixed Deposit Interest Rate      (per annum) Minimum Balance
USD Savings Account 2.85% USD 100 /-
GBP Savings Account 1.00% GBP 100 /-
EUR Savings Account 1.00% EUR 100/-
FCY Fixed Deposit Negotiable  
FCY Call Deposit  Negotiable  
     
Credit Products-                                                Interest Rate(Per Annum)                                                                 
  Floating Rate Fixed Rate
Overdraft BR + upto 5.00%  
Trust Receipt Loan / Demand Loan BR + upto 4.00%  
Export Finance BR + upto 3.00%  
Other Working Capital BR + upto 5.00%  
Term Loan  BR + upto 5.00% 11.99%
Personal / Mortgage Loan BR + upto 6.00% 12.49%
Other Loans BR + upto 6.00% 12.49%
Deprived Sector BR + upto 5.00%  
Home Loan  
Upto 10 Years BR + upto 4.00% 11.99%
Upto 15 years BR + upto 4.50% 12.49%
Upto 20 years BR + upto 5.00% 12.99%
Vehicle Loan - Personal Use  
Upto 5 years BR + upto 4.00% 11.99%
Upto 7 years BR + upto 4.50% 12.24%
Vehicle Loan - Commercial Use  
Upto 5 years BR + upto 4.50% 12.49%
Upto 7 years BR + upto 5.00% 12.99%
SME Loans  
Overdraft BR + upto 5.00%  
Trust Receipt Loan/STL/DL BR + upto 4.00%  
Term Loan BR + upto 5.00% 11.99%
Other Loans  
Education Loan BR + upto 5.00% 12.49%
Agricultural Loan BR + upto 5.00% 11.99%
Loan against Shares  BR + upto 5.00%  
Loan against Gold & Silver BR + upto 5.00%  
Flexi Loan BR + upto 6.00% 12.99%
Rastra Sewak Karja (Professional Loan) BR + upto 5.00% 12.99%
Loan against Fixed Deposits ( own) BR+1% premium or coupon rate+2% whichever is higher  
Loan against Government Securities BR+3% premium or coupon rate +2% whichever is higher  
Consortium Loan As per consortium decision
Watch List Client BR+ upto 6.00%
Forced Loan/BLC BR+ 7.00%
US $ Denominated TR Loan One Year Libor +upto 5.00%
Notes:
* Additional 1% interest rate will be provided in individual fixed deposit received through remittance complying conditions stated in NRB regulation.
-Call Deposit interest rate shall be as per agreement subject to applicable NRB Guidelines
Base Rate (BR) as of Ashwin 2078 : 8.09%