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                                                      Interest Rates
                             Effective From May 15, 2022 (Jestha 01, 2079)
Savings Deposits Interest Rate (Per Annum) Minimum Balance
Century 5 Saving Account 6.03% Rs. 500 /-
Century Saral Bachat Account 6.03% Rs. 1,000 /-
Century Sabaiko Khata 6.03% Rs. 0 /-
Century Chhori Bachat Khata 6.03% Rs. 0 /-
Century Payroll Khata 6.03% Rs 100 /-
Century Youth Saving Account 6.03% Rs 100 /-
Century Nari Bachat Account 6.03% Rs. 1,000 /-
Century Bal Bachat Khata 6.03% Rs. 1,000 /-
Century Sharedhani Khata 6.03% Rs. 0 /-
Century Remit Khata 6.03% Rs. 0 /-
Century Social Security Saving Account 6.03% Rs. 0 /-
Century Jestha Nagarik Bachat Khata 6.03% Rs. 1,000 /-
Century Sahaj Khata 7.03% Rs. 0 /-
Century Click Account 7.03% Rs. 0 /-
Century Premium Saving Account 7.03% Rs. 10,000 /-
Century Shatabdi Saving Account 8.03% Rs. 25,000 /-
Century Remit Premium Saving Account 9.03% Rs. 1,000 /-
Fixed Deposits Interest Rate (Per Annum) Minimum Balance
Fixed Deposit-Individual    
3 Months to below 6 Months 11.03% Rs. 10,000 /-
6 Months to below 1 Year 11.03% Rs. 10,000 /-
1 Year and Above  11.03% Rs. 10,000 /-
Recurring Fixed Deposit (3 months-2 Years) 11.03% Rs. 1,000 /-
Recurring Flexi Fixed Deposit (3 months-5 Years) *11.03% Rs. 1,000 /-
Fixed Deposit -Institutional Bid/Others Bid Renewal
3 Months to below 6 Months 10.03% 10.13%
6 Months to below 1 Year 10.03% 10.13%
1 Year and Above  10.03% 10.13%
Foreign Currency Deposit Interest Rate (Per Annum) Minimum Balance
USD Savings Account 4.00% USD 100 /-
Century NRN Savings Account-USD 5.00% USD 1,000 /-
GBP Savings Account 1.00% GBP 100 /-
EUR Savings Account 1.00% EUR 100/-
Century NRN Fixed Deposit Account- USD (1 Year to 5 Years) 6.00% USD 1,000 /-
FCY Fixed Deposit Negotiable  
FCY Call Deposit  Negotiable  
Credit Products Interest Rate (Per Annum)
Floating Rate Fixed Rate
Overdraft BR + upto 5.00%  
Trust Receipt Loan / Demand Loan BR + upto 5.00%  
Export Finance BR + upto 5.00%  
Other Working Capital BR + upto 5.00%  
Term Loan  BR + upto 5.00% 11.99%
Personal / Mortgage Loan BR + upto 6.00% 12.49%
Other Loans BR + upto 7.00% 12.49%
Deprived Sector BR + upto 5.00%  
Home Loan  
Upto 10 Years BR + upto 4.00% 11.99%
Upto 15 years BR + upto 4.50% 12.49%
Upto 20 years BR + upto 5.00% 12.99%
Vehicle Loan - Personal Use  
Upto 5 years BR + upto 4.00% 11.99%
Upto 7 years BR + upto 4.50% 12.24%
Vehicle Loan - Commercial Use  
Upto 5 years BR + upto 5.00% 12.49%
Upto 7 years BR + upto 6.00% 12.99%
SME Loans  
Overdraft BR + upto 5.00%  
Trust Receipt Loan/STL/DL BR + upto 5.00%  
Term Loan BR + upto 5.00% 11.99%
Other Loans  
Education Loan BR + upto 5.00% 12.49%
Agricultural Loan BR + upto 5.00% 11.99%
Loan against Shares  BR + upto 6.00%  
Loan against Gold & Silver BR + upto 6.00%  
Flexi Loan BR + upto 6.00% 12.99%
Rastra Sewak Karja (Professional Loan) BR + upto 6.00% 12.99%
Loan against Fixed Deposits ( own) BR+1% premium or coupon rate+2% whichever is higher  
Loan against Government Securities BR+3% premium or coupon rate +2% whichever is higher  
Consortium Loan As per consortium decision
Watch List Client BR+ upto 6.00%
Forced Loan/BLC BR+ 7.00%
US $ Denominated TR Loan One Year Libor/SOFR +upto 8.00%
Notes:
- Interest Payment Frequency on Deposits- Quarterly/Monthly.
-Call Deposit interest rate shall be as per NRB Guidelines.
-Additional 1% interest rate will be provided in individual fixed deposit received through remittance complying conditions stated in NRB regulation.
*to be changed on monthly/quarterly intervals as per Bank's published interest rate.
Base Rate (BR) as of Chaitra 2078: 9.63%     
Base Rate (3 months average from Magh to Chaitra 2078): 9.29%
LCY Interest Spread as of Chaitra 2078: 3.94%