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Interest Rates
Effective From September 17, 2022 (Ashwin 01, 2079)
Savings Deposits Interest Rate (Per Annum) Minimum Balance
Century 5 Saving Account 7.133% Rs. 500 /-
Century Saral Bachat Account 7.133% Rs. 1,000 /-
Century Sabaiko Khata 7.133% Rs. 0 /-
Century Chhori Bachat Khata 7.133% Rs. 0 /-
Century Payroll Khata 7.133% Rs 100 /-
Century Youth Saving Account 7.133% Rs 100 /-
Century Nari Bachat Account 7.133% Rs. 1,000 /-
Century Bal Bachat Khata 7.133% Rs. 1,000 /-
Century Sharedhani Khata 7.133% Rs. 0 /-
Century Bachat Khata 7.133% Rs. 0 /-
Century Social Security Saving Account 7.133% Rs. 0 /-
Century Jestha Nagarik Bachat Khata 7.133% Rs. 1,000 /-
Century Sahaj Khata 8.133% Rs. 0 /-
Century Click Account 8.133% Rs. 0 /-
Century Premium Saving Account 8.133% Rs. 10,000 /-
Century Shatabdi Saving Account 9.133% Rs. 25,000 /-
Century Hybrid Bachat Khata* 9.133% Rs. 100,000/-
Century Remit Premium Saving Account 10.133% Rs. 1,000 /-
Fixed Deposits Interest Rate (Per Annum) Minimum Balance
Fixed Deposit-Individual    
3 Months to below 6 Months 12.133% Rs. 10,000 /-
6 Months to below 1 Year 12.133% Rs. 10,000 /-
1 Year and Above  12.133% Rs. 10,000 /-
3 Months and Above (Remittance) 14.14% Rs. 10,000 /-
Recurring Fixed Deposit (3 months-2 Years) 12.133% Rs. 1,000 /-
Recurring Flexi Fixed Deposit (3 months-5 Years)** 12.133% Rs. 1,000 /-
Century Double Dhamaka Fixed Deposit Doubled in 6.5 years Rs. 10,000 /-
Fixed Deposit -Institutional Interest Rate(Per Annum)
Others Bid
3 Months to below 6 Months 10.133% 10.633%
6 Months to below 1 Year 10.133% 10.633%
1 Year and Above  10.133% 10.633%
Call Deposit upto 3.566%
Foreign Currency Deposit Interest Rate (Per Annum) Minimum Balance
USD Savings Account 5.00% USD 100 /-
Century NRN Savings Account-USD 6.00% USD 1,000 /-
GBP Savings Account 4.25% GBP 100 /-
EUR Savings Account 2.50% EUR 100/-
USD Fixed Deposits (3 months and above) 6.50% USD 1,000 /-
GBP Fixed Deposits (3 months and above) 5.75% GBP 1,000 /-
Euro Fixed Deposits (3 months and above) 4.00% EUR 1,000 /-
Century NRN Fixed Deposit Account- USD                      (1 Year to 5 Years) 7.50% USD 1,000 /-
FCY Call Deposit  Upto 50% of lower interest rate of saving account of respective currency
Credit Products Interest Rate ( Per Annum)
Floating Rate Fixed Rate
Overdraft BR + upto 5.00%  
Trust Receipt Loan / Demand Loan BR + upto 5.00%  
Export Finance BR + upto 5.00%  
Other Working Capital BR + upto 5.00%  
Term Loan  BR + upto 5.00% 13.99%
Personal / Mortgage Loan BR + upto 6.00% 14.99%
Other Loans BR + upto 7.00% 15.99%
Deprived Sector BR + upto 5.00% 14.99%
Home Loan  
Upto 10 Years BR + upto 4.00% 12.99%
Upto 15 years BR + upto 4.50% 13.99%
Upto 20 years BR + upto 5.00% 14.99%
Vehicle Loan - Personal Use  
Upto 5 years BR + upto 6.00% 13.99%
Upto 7 years BR + upto 6.00% 14.49%
Vehicle Loan - Commercial Use  
Upto 5 years BR + upto 6.00% 14.99%
Upto 7 years BR + upto 6.00% 15.99%
SME Loans  
Overdraft BR + upto 6.00%  
Trust Receipt Loan/STL/DL BR + upto 6.00%  
Term Loan BR + upto 6.00% 14.99%
Education Loan BR + upto 5.00% 14.99%
Agricultural Loan BR + upto 5.00% 13.99%
Loan against Shares  BR + upto 6.00%  
Loan against Gold & Silver BR + upto 6.00%  
Flexi Loan BR + upto 6.00% 14.99%
Rastra Sewak Karja (Professional Loan) BR + upto 6.00% 14.99%
Loan against Fixed Deposits ( own) BR+1% premium or coupon rate+2% whichever is higher  
Loan against Government Securities BR+3% premium or coupon rate +2% whichever is higher  
Consortium Loan As per consortium decision
Watch List Client BR+ upto 7.00%
Forced Loan/BLC BR+ 8.00%
US $ Denominated TR Loan One Year Libor/SOFR +upto 10.00%
Notes:
- Interest Payment Frequency on Deposits-Quarterly/Monthly.
*Conditions apply    
**To be changed on monthly/quarterly intervals as per Bank's published interest rate.
Base Rate (BR) as of Shrawan 2079: 10.40%