What's New

  • Notice for Promoter Shareholder

  • Shifting of Cards Department

Interest Rate

Interest Rates*

Savings Deposits

Interest Rate

Minimum Balance

Century Premium Savings

5.50% p.a.

Rs. 100,000 /-

Century Savings Plus Account

5.50% p.a.

Rs. 50,000/-

Century Platinum Savings

5.50% p.a.

Rs. 50,000 /-

Century Supreme Savings

5.50% p.a.

 Rs. 5,000 /- 

Century 5 Savings Account

5.50% p.a.

Rs. 5/- 

Century Rastra Sewak Bachat Khata

5.50% p.a.

Rs 1,000 /-

Century Nari Bachat Savings

5.50% p.a.

Rs. 1,000 /-

Century Jestha Nagarik Bachat Khata

5.50% p.a.

Rs. 1,000 /-

Century Bal Bachat Khata

5.50% p.a.

Rs. 1,000 /-

Century Premium Payroll Management Account

5.50% p.a.

Rs. 1,000 /-

Century Sabaiko Khata

5.50% p.a.

 Rs. 0 /-

Century Sharedhani Khata

5.50% p.a.

Rs. 0 /-

Century Remit Khata

5.50% p.a.

Rs. 0 /-

Century Chhori Bachat Khata

5.50% p.a.

Rs. 0 /-

Century Payroll Khata

5.50% p.a.

 Rs. 100 /-

Century Saral Bachat Khata

5.50% p.a.

 Rs. 100 /-

Century IPO Bachat Khata

5.50% p.a.

Rs. 1,000 /-

Century Kishan Bachat Khata

5.50% p.a.

 Rs. 100 /-

Century Student Savings A/C

5.50% p.a.

 Rs. 100 /-

Century Social Security Savings A/c

5.50% p.a.

 Rs. 0 /-

Century MEX Trading Savings

5.50% p.a.

Rs. 1,000 /-

EUR Savings Account

1.00% p.a.

EUR 100/-

GBP Savings Account

1.00% p.a.

GBP 100 /-

USD Savings Account

2.00% p.a.

USD 100 /-

 

 

 

Fixed Deposits

Individual Portfolio

Interest Rate(p.a.)

Institutional Portfolio

Interest Rate(p.a.)

Minimum Balance (NPR)

3 months to 5 years 

8.25 %

-

10,000

3 months to 10 years

 -

7.00% 

50,000

3 months to 10 years (Renewal)

 -

7.10%

50,000

 

Foreign Currency Fixed Deposit

Interest Rate (p.a.)

USD Fixed Deposit (for 1 year)

2.50%

 

Credit Products

Premium Rate

Overdraft

BR+1%-3% 

Trust Receipt Loan / Demand Loan

BR+0.75%-2.75% 

Export Finance

BR+0.75%-2.75% 

Other Working Capital

BR+1%-3% 

Term Loan 

BR+1%-3% 

Personal / Mortgage Loan

BR+2.25%-4.25% 

Other Loans

BR+2.25%-4.25% 

Deprived Sector

BR+ up to 5.00% 

 

Home Loan

Premium Rate

Upto 10 Years

BR+1.25%-3.25% 

Upto 15 years

BR+2.25%-4.25% 

Upto 20 years

BR+3.25%-5.00% 

 

Vehicle Loan - Personal Use

Premium Rate

Upto 5 years

BR+2%-4%

Upto 7 years

BR+3%-5%

Vehicle Loan - Commercial Use

Premium Rate

Upto 5 years

BR+3%-5%

Upto 7 years

BR+4%-5% 

SME Loans

Premium Rate

Overdraft

BR+1.50%-3.50% 

Trust Receipt Loan/STL

BR+1.50%-3.50% 

Term Loan

BR+1.50%-3.50% 

Other Loans

Premium Rate

Education Loan

BR+1.50%-3.50% 

Agricultural Loan

BR+1.50%-3.50% 

Loan against Shares 

BR+2.25%-4.25% 

Loan against Gold & Silver

BR+3.25%-5.00% 

Flexi Loan

BR+2.25%-4.25% 

Rastriya Sewak Karja (Professional Loan)

BR+ up to 5.00%

Loan against Fixed Deposits

Own/Other bank: BR+1.00% premium or coupon rate+2% whichever is higher

Loan against Government Securities

BR+3% premium or coupon rate +2% whichever is higher

Consortium Loan

As per consortium decisions

Watch List Client

BR+ up to 4%

Base Rate as of Chaitra end 2076 shall be used as BR

 

 

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