What's New

  • Century appoints Paras Khadka and Pratibha Mali as Brand Ambassador

Interest Rate

 Effective From Date: 7th December, 2018 (21st Mangsir, 2075)

 

              Saving Deposits Interest Rate Minimum Balance Interest Frequency
      Century Premium Saving 7.00% p.a.             Rs. 100,000 /- Quarterly
      Century Platinum Saving 7.00% p.a.             Rs. 50,000 /- Quarterly
      Century Supreme Saving 7.00% p.a              Rs. 5,000 /-    Quarterly
      Century 5 Savings Account 7.00% p.a               Rs. 5/-            Monthly
      Century Rastra Sewak Bachat Khata 7.00% p.a           Rs 1,000 /- Monthly
      Century Nari Bachat Saving 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Jestha Nagarik Bachat Khata 7.00% p.a             Rs. 1,000 /- Monthly
      Century Bal Bachat Khata 7.00% p.a             Rs. 1,000 /- Quarterly
      Century Sharedhani Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Remit Khata 7.00% p.a     Rs. 0 /- Quarterly
      Century Payroll Khata 7.00% p.a          Rs. 100 /- Quarterly
      Century Saral Bachat Khata  7.00% p.a.          Rs. 100 /- Quarterly
      Century IPO Bachat Khata 7.00% p.a.             Rs. 1,000 /- Quarterly
      Century Kishan Bachat Khata 7.00% p.a.          Rs. 100 /- Quarterly
      Century Student Savings A/C 7.00% p.a.          Rs. 100 /- Quarterly
      Century Social Security Savings A/c 7.00% p.a.          Rs. 0 /- Quarterly
      Century MEX Trading Saving 7.00% p.a             Rs. 1,000 /- Quarterly
      EUR Savings Account 1.00% p.a             EUR 100/- Quarterly
      GBP Savings Account 1.00% p.a             GBP 100 /- Quarterly
      USD Savings Account 1.00% p.a             USD 100 /- Quarterly

 

Fixed Deposits

Individual Portfolio

Interest Rate(p.a.)

Institutional Portfolio

Interest Rate(p.a.)

Minimum Balance (NPR) Interest Frequency
6 months to upto 2 years              13.00 %  - 5,00,000  Monthly

1 month to upto 2 years 

            12.00 % - 10,000 Quarterly
1 month to below 1 year         - 9.00 % 50,000  Maturity / Quarterly
1 year & above         - 9.00 % 50,000 Quarterly

 

Loans & Advances Premium Rate
Overdraft BR+0.25%-2.25% p.a.
Trust Receipt Loan / Demand Loan BR+0%-2 p.a.
Export Finance BR+0%-2% p.a.
Other Working Capital BR+0.25%-2.25% p.a.
Term Loan  BR+0.25%-2.25% p.a.
Personal / Mortgage Loan BR+1.25%-3.25% p.a.
Other Loans BR+1.25%-3.25% p.a.
Deprived Sector BR+0%-2% p.a.

 

Home Loan Premium Rate
Upto 10 Years BR+0.25%-2.25% p.a.
Upto 15 years BR+1.25%-3.25% p.a.
Upto 20 years BR+2.25%-4.25% p.a.
 
Vehicle Loan - Personal Use Premium Rate
Upto 5 years BR+1.25%-3.25% p.a.
Upto 7 years BR+2.25%-4.25% p.a.
Vehicle Loan - Commercial Use Premium Rate
Upto 5 years BR+2.25%-4.25% p.a.
Upto 7 years BR+3.25%-5.25% p.a.
SME Loans Premium Rate
Overdraft BR+1.25%-3.25% p.a.
Trust Receipt Loan/STL BR+0.25%-2.25% p.a.
Term Loan BR+1.25%-3.25% p.a.
Other Loans Premium Rate
Education Loan BR+0.75%-2.75% p.a.
Agricultural Loan BR+0.25%-2.25% p.a.
Loan against Shares and Bonds BR+1.25%-3.25% p.a.
Loan against Gold & Silver BR+2.25%-4.25% p.a.
Flexi Loan BR+1.25%-3.25% p.a.
Loan against Fixed Deposit

Own: BR+3% Premium

Other Bank:BR+3% Premium or 14% whichever is higher plus 1% processing fee
LCY loan against FCY Deposit 6.50% - 9.50% 
Loan against Govt.Securities +2% on coupon rate or 12% whichever is higher
FCY (USD) TR up to 120 days Libor 180 days upto 5%
Consortium  Loan As per consortium decisions
Base Rate as of Asoj end 2075 i.e. 11.51% p.a.

 

*Rates are indicative only. 

*Conditions Apply

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