What's New

  • Century appoints Paras Khadka and Pratibha Mali as Brand Ambassador

Interest Rate

Interest Rates* 

Effective From Date: 13th May, 2019 (30th Baisakh, 2076)

              Savings Deposits Interest Rate Minimum Balance Interest Frequency
      Century Premium Savings 6.50% p.a.             Rs. 100,000 /- Quarterly
      Century Platinum Savings 6.50% p.a.             Rs. 50,000 /- Quarterly
      Century Supreme Savings 6.50% p.a              Rs. 5,000 /-    Quarterly
      Century 5 Savings Account 6.50% p.a               Rs. 5/-            Monthly
      Century Rastra Sewak Bachat Khata 6.50% p.a           Rs 1,000 /- Monthly
      Century Nari Bachat Savings 6.50% p.a             Rs. 1,000 /- Quarterly
      Century Jestha Nagarik Bachat Khata 6.50% p.a             Rs. 1,000 /- Monthly
      Century Bal Bachat Khata 6.50% p.a             Rs. 1,000 /- Quarterly
      Century Sabaiko Khata 6.50%p.a.        Rs. 0 /- Quarterly
      Century Sharedhani Khata 6.50% p.a     Rs. 0 /- Quarterly
      Century Remit Khata 6.50% p.a     Rs. 0 /- Quarterly
      Century Payroll Khata 6.50% p.a          Rs. 100 /- Quarterly
      Century Saral Bachat Khata  6.50% p.a.          Rs. 100 /- Quarterly
      Century IPO Bachat Khata 6.50% p.a.             Rs. 1,000 /- Quarterly
      Century Kishan Bachat Khata 6.50% p.a.          Rs. 100 /- Quarterly
      Century Student Savings A/C 6.50% p.a.          Rs. 100 /- Quarterly
      Century Social Security Savings A/c 6.50% p.a.          Rs. 0 /- Quarterly
      Century MEX Trading Savings 6.50% p.a             Rs. 1,000 /- Quarterly
      EUR Savings Account 1.00% p.a             EUR 100/- Quarterly
      GBP Savings Account 1.00% p.a             GBP 100 /- Quarterly
      USD Savings Account 2.00% p.a             USD 100 /- Quarterly
      Call Account (LCY/FCY) Negotiable upto minimum interest rate in savings account    

 

Fixed Deposits

Individual Portfolio

Interest Rate(p.a.)

Institutional Portfolio

Interest Rate(p.a.)

Minimum Balance (NPR) Interest Frequency

3 months to 5 years 

            9.25 % - 10,000 Quarterly/Maturity
3 months to 10 years         -

8.50 %

(effective from 6th Poush, 2075)

50,000  Quarterly/Maturity
3 months to 10 years (renewal)        -

8.60 %

(effective from 21st Magh, 2075)

50,000 Quarterly/Maturity

 

Credit Products Premium Rate
Overdraft BR+1%-3% 
Trust Receipt Loan / Demand Loan BR+0.75%-2.75
Export Finance BR+0.75%-2.75% 
Other Working Capital BR+1%-3
Term Loan  BR+1%-3
Personal / Mortgage Loan BR+2.25%-4.25
Other Loans BR+2.25%-4.25
Deprived Sector BR+0% or upto 15.50

 

Home Loan Premium Rate
Upto 10 Years BR+1.25%-3.25
Upto 15 years BR+2.25%-4.25
Upto 20 years BR+3.25%-5.25
 
Vehicle Loan - Personal Use Premium Rate
Upto 5 years BR+2%-4%
Upto 7 years BR+3%-5%
Vehicle Loan - Commercial Use Premium Rate
Upto 5 years BR+3%-5%
Upto 7 years BR+4%-6
SME Loans Premium Rate
Overdraft BR+1.50%-3.50
Trust Receipt Loan/STL BR+1.50%-3.50
Term Loan BR+1.50%-3.50
Other Loans Premium Rate
Education Loan BR+1.50%-3.50
Agricultural Loan BR+1.50%-3.50
Loan against Shares  BR+2.25%-4.25
Loan against Gold & Silver BR+3.25%-5.25
Flexi Loan BR+2.25%-4.25
Loan against Fixed Deposits

Own/Other bank: BR+3% premium or coupon rate+2% whichever is higher

Loan against Government Securities BR+3% premium or coupon rate +2% whichever is higher
Consortium  Loan As per consortium decisions
Watch List Client BR+ upto 4%
Base Rate as of Chaitra end 2075 i.e. 11.32% p.a.

 

*Rates are indicative only. 

*Conditions Apply

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