What's New

  • Century appoints Paras Khadka and Pratibha Mali as Brand Ambassador

Loans

Credit Products Premium Rate
Overdraft BR+0.25%-2.25%
Trust Receipt Loan / Demand Loan BR+0%-2%
Export Finance BR+0%-2%
Other Working Capital BR+0.25%-2.25%
Term Loan  BR+0.25%-2.25%
Personal / Mortgage Loan BR+1.25%-3.25%
Other Loans BR+1.25%-3.25%
Deprived Sector BR+0%-2%
 
Home Loan
Upto 10 Years BR+0.25%-2.25%
Upto 15 years BR+1.25%-3.25%
Upto 20 years BR+2.25%-4.25%
 
Vehicle Loan - Personal Use
Upto 5 years BR+1.25%-3.25%
Upto 7 years BR+2.25%-4.25%
 
Vehicle Loan - Commercial Use
Upto 5 years BR+2.25%-4.25%
Upto 7 years BR+3.25%-5.25%
 
SME Loans
Overdraft BR+1.25%-3.25%
Trust Receipt Loan/STL BR+0.25%-2.25%
Term Loan BR+1.25%-3.25%
 
Other Loans
Education Loan BR+0.75%-2.75%
Agricultural Loan BR+0.25%-2.25%
Loan against Shares and Bonds BR+1.25%-3.25%
Loan against Gold & Silver BR+2.25%-4.25%
Flexi Loan BR+1.25%-3.25%
Loan against Fixed Deposits

Own: BR+3% Premium

Other Bank:BR+3% Premium or 14% whichever is higher plus 1% processing fee

LCY loan against FCY Deposits 6.5% - 9.5% 
Loan against Govt.Securities +2% on coupon rate or 12% whichever is higher
FCY (USD) TR up to 120 days Libor 180 days upto 5%
Consortium  Loan As per consortium decisions

*Conditions apply

 

Base Rate as of Ashadh End 2075:12.08% p.a.

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