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Services

Locker

Permanent Locker Facility (12 months and above)
Type Dimension in mm Annual Rental Charge Security Deposit
Height Width Depth Inside Valley Outside Valley
1A/90/66 125 175 492 2000 1500 5,000
2B/46 159 210 492 2200 1700 6,000
1C/6 125 352 492 2500 2000 7,500
2E/2 159 424 492 2750 2200 8,500
2H1/1 321 210 492 3000 2300 9,000
1F/24 278 352 492 3500 2500 10,000
2H/2 321 424 492 5000 3200 12,000
ID 189 263 492 2500   7500
IG 189 530 492 3500   10000
IL 404 530 492 5000   12000
Breaking of Locker (if Customer lossess keys) : Equivalent to security deposit or actual cost whichever is higher
  BRANCH
SizeCode LockerSize Putalisadak Newroad Narayangarh Pokhara Birgunj Biratnagar Manbhawan Belbari Birtamod Butwal Boudha Hattigauda Banepa New Baneshwor
A 125*175*492 Y Y Y Y Y Y Y Y Y   Y Y Y  
B 159*210*492 Y Y Y Y Y Y Y Y Y     Y Y Y
C 125*352*492 Y                     Y Y  
D 189*263*492                   Y       Y
E 159*424*492 Y Y Y Y Y Y Y Y Y   Y Y Y Y
F 278*352*492 Y                 Y   Y Y Y
G 189*530*492                   Y       Y
H 321*424*492 Y Y Y Y Y Y Y Y Y     Y Y Y
H1 321*210*492 Y Y Y Y Y Y Y Y Y   Y Y Y Y
L 404*530*492                   Y Y     Y

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e-Banking

CCBL have launched Internet Banking Services free of Charge to all Account Holders. We are providing following services free of Charge to our Customers using CCBL Internet Banking Services. 

  • Balance Inquiry
  • Account Statement
  • Interest Statement
  • Tax Statement
  • Leave Message to Bank and Receive Message from bank
  • Transfer funds to your own linked A/C
  • Transfer funds to any other A/C in any branch of Century Commercial Bank Limited. 

Customers have to collect the Internet Banking Application Form from any of our Branch or may download it from our site www.centurybank.com.np download page and submit the filled-in form to the Branch. It is required to collect the login and transaction password from the branch.

For further inquiries Contact Us at:

Century Commercial Bank Limited.
Putalisadak, Kathmandu, Nepal.

Phone

: 977-1-4445062 (Hunting No.)

: 977-1-4412579
: 977-1-4428392
Email: welcome@centurybank.com.np

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Deposits

1 Century Platinum Saving
2 Fixed Deposit
3 Century Sharedhani Bachat Khata
4 Century Payroll Khata
5 Century Jestha Nagarik Bachat Khata
6 Century Nari Bachat Khata
7 Century Supreme Saving
8 Century Saral Bachat Khata
9 Century Bal Bachat Khata
10 Century Remit Bachat Khata
11 Century Rastra Sewak Khata
12 Century Mex Savings
13 FCY Deposit Account
14 Century 5 Savings Account
15 Students Savings Account
16 Kishan Bachat Khata
17 Social Security Savings Account
18 Century Premium Savings
19 Current Account

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Global Remittance

Century Remit

Century Remit (CR) is an online remittance product developed and owned by Century Commercial Bank Limited to ease the inward remittance from different countries. It is a web based payment service, which is easily accessible through https://centuryremit.com by authorized agent.

CR can be received in ID payment and bank deposit mode. Beneficiary can received the payment within 10 minutes of remittance process without any hassles. Bank has more than 2,500 agents network throughout the country and beneficiary can get the payment from the nearest location. Bank is always dedicated to provide best rate with prompt and reliable service to the customers.

Features of Century Remit:

  • Web base payment technology
  • Quick and efficient way of money transferring
  • Secure and reliable remittance information
  • Flexibility of receiving payment from any CCBL branch and agent
  • Update and instant information about remittance to CCBL and its agents.
  • Agents created and controlled by CCBL

Service Partners:

Bank has entered into the agreement with reputed business partners in different country for remittance handling. They are providing the tailor-made services to the remitters and assisting to choose reliable services. Currently bank has the following business partners in different country.

Name of exchange Country
1. International Trust Group for Exchange, Kuwait
2. Joyalukkas Money Exchange
Kuwait

1. Islamic Exchange Co. WLL
2. City Exchange Co. WLL
3. Al Mirqab Exchange Co. W.L.L.
4. Arabian Exchange Co. WLL

Qatar

1. Al Ahalia Money Exchange Bureau
2. Index exchange Company L.L.C.(Former Habib Exchange)
3. Progoti Exchange Co.
4. Joyalukkas Money Exchange
5. U Remit International Corporation
6. Al Ansari Exchange Co.
7. Al Razouki International Exchange Co. WLL
8. Transfast GCC

UAE

Representative Officer

Name Country Contact no. e-mail
Prakash Poudel UAE +971 55 806 7919 prakaashbanker@gmail.com

Other Remittance service:

Demand Draft (DD):

DD is a cheque drawn by bank on its own branches or its correspondent bank’s branches ordering to make the payment to bearer or order. Customer can request for making DD with supporting documents in designated currency. Presently CCBL has the DD arrangement with the following international banks.

  1. Axis Bank-India
  2. HDFC Bank-India

SWIFT Transfer

Society for Worldwide Interbank Financial Telecommunication (SWIFT) is the safest, most secured and reliable method of sending/receiving messages from different banks around the world. CCBL has a SWIFT arrangement with Mashreq Bank. Customer can send/ receive funds, efficiently and securely, to/from different parts of the world.

Customer can also receive the payment which has been sent through the following remit services.

  1. Western Union
  2. Moneygram
  3. Prabhu Money Transfer
  4. Reliable Remit
  5. Samsara Remit
  6. Easylink Remittance
  7. Best Remit
  8. IME
  9. City Express
  10. Kumari Remit
  11. Ipay Remit
  12. SDBL Trust Remit
  13. Yes Remit
  14. Himal Remit

The payment can be received from any branch of Century Commercial Bank Limited.

Century Remit Bachat Khata

Century Remit Account is focused for individuals who are working abroad and Staff members of Nepal Army, Nepal Police, Armed Police Force and Government Officers who are deputed abroad for special mission. This product also focused for those individuals who receive the remittance from abroad on regular basis.

Product features:

Minimum Balance: NPR 0/- (Nil)
Interest Rate: 5.50 % p.a.
Interest Calculation: Daily basis

Free Services:

  • ABBS
  • E- Banking
  • Cheque Book
  • SMS Alert

Payout Locations

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Cards

1. CCBL Debit Card:

Customers can apply for CCBL Visa Debit Card from any of our branches. This card can be used in all ATMs and POS with Visa logo in Nepal, India and Bhutan. Enjoy cashless, convenient shopping in stores with your debit card and say good-bye to the hassles of withdrawing cash every time you need to shop.

Key Features:

  • EMV Debit Card (CHIP +PIN based) for secure and convenient Purchases & Cash withdrawals
  • Comes with 3 years validity
  • Widely acceptedwithin Nepal, India and Bhutan

Transaction limits in Nepal:

  • Cash withdrawal limit of NPR 25,000 per transaction
  • Cash withdrawal limit of NPR 100,000 per day
  • Cash withdrawal limit of NPR 500,000 per month
  • POS purchase of NPR 300,000 per day
  • POS Purchase of NPR 100,000 per transaction
  • POS purchase of NPR 600,000 per month

Transaction limits in India:

  • Cash withdrawal limit of INR 10,000 per day 
  • Cash withdrawal limit of INR 100,000 per month 
  • POS purchase of INR 100,000 per day 
  • POS purchase of INR 100,000 per transaction
  • POS purchase limit of INR 100,000 per month

2. CCBL Credit Card:

CCBL Credit Cards offers a host of benefits, offers and features to cater to your needs. It is a short-term credit facility provided to the customers against screening of customer against pre-set credit scoring methods. CCBL Credit Card is a card that provides its card holder a revolving line of credit, the size of which is generally determined by the income source, financial history and other requirements as per the regulations determined by the Management of the Bank and Nepal Rastra Bank from time to time.

This card can be used in Nepal and India for purchases & cash withdrawal transaction through any ATMs and POS with Visa logo in Nepal, India and Bhutan.

Key Features:

  • EMV Credit Card (CHIP +PIN based) for secure and convenient Purchases & Cash withdrawals
  • Comes with 3 years validity
  • Flexible repayment option
  • Revolving Credit cycle with competitive interest rate
  • Own your desired product/services on Easy Plan Facility (EMI payment)
  • Unlimited/wider acceptance within Nepal, India and Bhutan
  • Get SMS and E mail alert of your transaction
  • Supplementary card facility for immediate family members
  • Hassel free solutions of carrying cash

Required Documentation:

  • Duly filled in CCBL Credit Card application form
  • Photos (PP size)
  • Citizenship Certificate/Passport copy
  • Income source document
  • Residence location map

Transaction limits in Nepal:

  • 10% of credit card limit
  • POS purchase of NPR 300,000 per day
  • POS purchase of NPR 500,000 per month

Transaction limits in India: • INR Equivalent to NPR 10% of credit card limit • POS purchase of INR 300,000 per day • POS purchase limit of INR 300,000 per month

3. CCBL Travel Card

CCBL Travel card offers individual travellers the most convenient way to hold and access currency abroad. It is a secured and convenient alternative to carrying physical cash during travel. Make your foreign trip fully secure, convenient and hassle free with smart alternative to paper based instruments like cash, Bank Draft etc.

Key Features

  • Avail your card without having bank account
  • Perfect Travel Companion
  • Get your personalized card (issuance possible on the same day as well)
  • EMV Card (CHIP +PIN based) for secure and convenient Purchases & Cash withdrawals
  • Comes with 3 years validity
  • Unlimited/wideacceptance worldwide except Nepal, India and Bhutan
  • Hassel free solutions of carrying cash

Required Documentation:

  • Photos (PP size)
  • Passport with valid VISA
  • Confirmed Air Ticket
  • NRB permit (asapplicable)

4. Easy Plan Facility

Credit Cards are not limited to basic credit card functions these days, in turn, used as a means to catch the attention of potential customers. To support purchasing power of our valuable customers, CCBL now allows them to purchase comfortably with Equated Monthly Instalments (EMI)

Key Features

  • 0% interest on financing available
  • No down payment required
  • Flexible EMI period of up to 18 months
  • No processing fees or pre-payment charges
  • Hassel Free Process
  • Own your desired product/services on easy EMI payment.
  • Travel your dream destination on EMI.
  • Financing up to NPR. 500,000/-
  • Flexible Tenure
  • Financing against VAT/ PAN Bill available

Required Documentation

  • Should be a Credit Card holder of Century Bank or be eligible to avail Century Bank’s Credit Card
  • For Non Credit Card customers, please refer Credit Card section in the website for details
  • Quotation for desired products from partner merchants or original VAT/ PAN bill of the product purchased (please click on “Merchant List” for partner merchant details)

Merchant for Easy Plan Facility

Product / Service NIU Brand Electric Scooter Samsung Home Appliances Gree Air Conditioners Apple brand phones and other electronic gadgets Multi brand Electronic and home appliances Multi brand Electronic and home appliances Multi brand Electronic and home appliances Multi brand Electronic and home appliances Multi brand Electronic and home appliances Multi brand Electronic and home appliances Multi brand Electronic and home appliances Multi brand Electronic and home appliances Apple, Dell & HP authorised distributors Multi brand Kitchen/home appliances, modular kitchen, furnitures etc. Furniture & Fixtures Geetanjali jewelers Multi brand mobiles and home appliances Multi brand mobiles and home appliances Multi brand mobiles and home appliances Multi brand mobiles and home appliances Travel & Tour packages Travel & Tour packages Travel & Tour packages Travel & Tour packages Multibrand Watches Hair Transplant and othe Skin Treatment Fitness & Sports Equipments Fitness & Sports Equipments Yamaha Brand Musical Instruments
SN Segment Name of Merchant Address Contact Details
1 Electric Scooter Eco Infinity P. Ltd. Maitighar, Kathmandu 01-4256062 / 4256038
2 Electronics & Gadgets Him Electronics Durbarmarg, Kathmandu 01-4230382 / 4230378
3 Key Concept P. Ltd. Newroad, Kathmandu 01-4238256 / 4238330
4 Evolution Trading P.Ltd. Bakhundole, Lalitpur 01-5554284 / 5554285
5 Fourever Electronics Nayabazar, Kathmandu 01-4381358
6 Sunrise Electronics Bazar Kumaripati, Lalitpur 01-5551827
7 Image Electronics Kumaripati, Lalitpur 01-5531540
8 Croma International Sitapaila, Kathmandu 9851038218
9 Oliz Store Babarmahal, Kathmandu 01-4226461 / 4239881
10 Sunrise Nepal Electronics Kalimati, Kathmandu 01-4288103
11 Ola Electronics Pvt. Ltd. Triveni Complex, Putalisadak 9801248181
12 Navin Distributors Pvt. Ltd. New Plaza, Putalisadak, Kathmandu 01-4428196
13 Generation Next Communication Sherpa Mall, Durbar Marg 01-4220864/4261391
14 Home Décor/Kitchen Appliances Ultra Interio Teku, Kathmandu 01-4215365 / 4242629
15 SN Joshi & Sons (SB Furniture) Lagankhel, Lalitpur 9851082479
16 Jewelery (Diamond) Urja Ventures Pvt. Ltd. Durbarmarg, Kathmandu 01-4239774
17 Mobile Phones Easy Mobile Care Tamrakar Complex ‎1660-01-22999 / ‎01-4213003
18 AtoZ Online Bazar Tamrakar Complex 01-4222104
19 Smart Mobile World Lagankhel, Lalitpur 9851221910
20 Connecting Mobile House Pako, New Road 9849099610
21 Travel & Tours (packages) President Travel & Tours Durbarmarg, Kathmandu 01-4220245
22 M.D. Adventure Travel & Tours Dhalkomarga, Bhatbhateni, Naxal 01-4422158 / 4435190
23 Ace Travels & Tours Durbarmarg, Kathmandu 01-4411830 / 4442400
24 Apace International Travel & Tours Putalisadak, Kathmandu 9851002735
25 Branded Watches Sulux Center Durbarmarg, Kathmandu 01-4227103 / 4222539
26 Medical Hospital/Clinics Anova Skin & Hair Clinic Pulchowk, Lalitpur 01-55520251
27 Fitness Equipments MNBC Pvt. Ltd. Sinamangal Kathmandu 01-4429435 / 4429855
28 Health Track Fitness Pvt. Ltd. Tripureshwor, Kathmandu 9851070121
29 Music Instruments MAW Music Pvt. Ltd. Tripureshwor, Kathmandu 9801905572
Restaurants
SN Name Address Discount
1 GG Machaan Pulchowk, Lalitpur 15%
2 Trisara (Kathmandu & Pokhara) Lazimpat, Kathmandu 10%
3 Opium Restaurant & Bar Durbar Marg, Kathmandu 15%
4 LEVEL 3 Pulchowk, Lalitpur 10%
5 Feel Good Bar & Grill Biratnagar 10%
6 Darkwood Restaurant Pvt. Ltd. Milanchowk, Butwal 15%
7 Friday's Restaurant Sunwal-1, Nawalparasi 10%
Lounge & Bar
S.No. Name Address Discount
1 Bento Lounge & Bar New road, Kathmandu 15%
2 VIP Restaurant Lounge Bar Tridevi Marg, Thamel, Kathmandu 10%
3 Reef Restaurant & Lounge Bar Thamel, Kathmandu 15%
Hotels
S.No. Name Address Discount
1 Shangri-La Hotel Lazimpat, Kathmandu 15% on F&B
2 Hotel Del' Annapurna Durbar Marg, Kathmandu 15% on F&B and bakery items
3 Retro Hotel Tridevi Marg, Thamel, Kathmandu 30%
4 Green Park Hotel Chitwan 10%
5 Athiti Resort & Spa Pokhara 60% on room tariff, 15% on F&B, 20% on spa
6 Hotel Barahi Pokhara 15%
7 Hotel Tulsi Pokhara 10%
8 Royal Empire Boutique Hotel Gairidhara, Kathmandu 15%
9 Hotel Benju Kushma, Pokhara 10% on standard (declared) pricing on published room tariff
10 Jagatpur Lodge Chitwan 15% on F&B and bakery items
11 Fishtail Lodge Pokhara 15% on F&B and bakery items
12 Club De Novo Kalikanagar, Butwal 10%
13 Hotel Samana P. Ltd. Hetauda-4, Makwanpur 15% on standard pricing on restaurants and room tariff
14 Hotel Suryansh P. Ltd. Heatuda-10, Makwanpur 20% on standard pricing on restaurants and room tariif
15 Royal Cottage Bardghat, Nawalparasi 15% on standard pricing
16 Hotel Nirvana Luxury International P. Ltd. Siddharthanagar-6, Rupandehi 10% on standard (declared) pricing
17 Mourya Hotel Pvt. Ltd. Siddharthanagar, Rupandehi 12% on standard (declared) pricing
18 Hotel Bodhi Redsun Pvt. Ltd. Basantpur, Rupandehi 15% on spa services and 10% on all other services other than spa services on standard (declared) pricing
19 Hotel Laxmi Rupandehi P. Ltd. Jogikuti, Butwal 15% on standard (declared) pricing
20 The SR Hotel & Events Pvt. Ltd. Driver tole, Butwal 15%
21 Rubus Hotel Dhangadhi, Kailali 20% on standard (declared) pricing
22 Samarth Bardia Adventure Resort Thakurbaba M.C.P-9, Bardiya 15% on standard (declared) pricing
23 Samarth Inn Nepalgunj S.M.P.C-2, Banke 15% on standard (declared) pricing
24 Midpoint Inn Resort Madhyabindu Municipality-08, Nawalparasi 15% on standard (declared) pricing
25 Mount Princess Hotel Pvt. Ltd. Dhulikhel-7, Kavre 10% on standard (declared) pricing except beverages
26 Hotel Atithi Bansgadhi-5, Bardiya 10% on standard (declaring) pricing
27 Regal Hetauda Resort Hetauda-5, Makwanpur 15% flat on standard pricing on restaurant and 20% flat on standard pricing on room tariff
Hospitals and Clinics
S.No. Name Address Discount
1 Om Hospital and Research Centre Pvt. Ltd Chabahil, Kathmandu 10% on Ultrasound, In-house pathology, General Health Checkup, CT-Scan, X-ray, Mammography, ECG, ECHO, Endoscopy, Colonoscopy, Operation charges, Bed charges, Medical charges and Lab & Radiology and 5% on Dental procedures
2 Nepal Cancer Hospital & Research Center Pvt. Ltd Harisiddhi, Lalitpur 5% on Radiation Therapy and Brachytherapy and 10% on Radiology, Laboratory, Bed charge and available cancer screening package
3 Sumeru Samudayak Aspatal Pvt. Ltd. Dhapakhel, Lalitpur 10% in all facilities provided by hospital including operation except Doctor's OPD charge and outsourced lab test. 8% in medicines
4 Sumeru City Hospital Pvt. Ltd. Pulchowk, Lalitpur 10% in all facilities provided by the hospital including operation except Doctor's OPD charge and outsourced lab test. 8% in medicines
5 Norvic International Hospital and Medical College Pvt. Ltd. Thapathali, Kathmandu 10% on pathology, radiology including CT/MRI scan, mammogram, cardiac non-invasive examinations, surgical charges, 5% on bed charges on hospitalizations and 5% additional on approx. 25% already discounted Norvic Annual Health Packages or 30% discount on tailor made health packages
6 Blue Cross Hospital Pvt. Ltd. Tripureshwor, Kathmandu Discount in In-house pathology, Ultrasound, CT-Scan,X-ray, Outgoing test, ECG, ECHO, Endoscopy, Colonoscopy, Dental procedure, Operation charge, Bed charge, Medical charge, Lab & Radiology
7 Jeebanta Advanced Kathmandu Imaging Pvt. Ltd. Durbarmarg, Kathmandu 10% on MRI, CT Scan and Ultra Sound
8 Narayani Vayodha Hospital Birgunj 10% on room charges (except ICU, CCU, PICU), Laboratory Investigations, Radiology Investigations, Non-Invasive Cardiology Investigations, Doctor consultations and Preventive health check-up packages. Free ambulance in case of admission (between Simara and Birgunj)
9 Kiran Eye Hospital Birgunj 20% on opticals-frames & opticals, 10% on laboratory investigation and OPD-Doctor's Consultation & Diagnostic and 5% on surgery/procedure
10 Grande International Hospital Kathmandu Special discount
11 Bageswari Diagnostic and Polyclinic Centre Pvt. Ltd. Nepalgunj S.M.P.C-10, Banke 30% on standard (declared) pricing
12 National Path Lab Hospital line, Butwal 15% on In-house pathology, general health checkup, Investigation like ECG,ECHO,Endoscopy,Colonoscopy,X-Ray,Otheer General Checkup,Medical Charges
13 Siddhababa Hospital & Research Center P. Ltd. Hospital, Butwal 15% on In-house pathalogy,Ultra sound, General Health Checkup, CT-Scan, X-Ray, Memmography,Bed charges, Investigation Lab & Radiology, Investigation like ECG, ECHO, Endoscopy, Colonoscopy, Dental Procedures
14   Dhobidhara Marg  
Spa
S.No. Name Address Discount
1 Heavenly Spa Tridevi Marg, Thamel, Kathmandu 30%
Clothing & Footwear
S.No. Name Address Discount
1 TOP CLASS Pvt. Ltd New road/ Tripureshwor, Kathmandu 10%
2 Sano Sansar Hetauda-4, Makwanpur 28%
3 Shoe Villa Hetauda-4, Makwanpur 28%
4 United Shoe Stores Hetauda-1, Makwanpur 12%
Stores (Electronics & Watches)
S.No. Name Address Discount
1 Samsung Plaza Durbar Marg, Kathmandu 4% (valid on cash purchase only)
2 Sulux Center Durbar Marg, Kathmandu 15%
Activities
S.No. Name Address Discount
1 Astrek Climbing Wall Thamel, Kathmandu 30% in wall climbing and 15% in bar

Contact no: 977-1-5530447

Email: cards@centurybank.com.np

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Century Pay

Mobile banking is a platform provided to the customers enabling them to access their accounts through mobile phones in a secured manner. The mobile banking service gives customer account information and real time transaction capabilities from mobile phones on-the-go. Mobile Banking service of CCBL allows customers to carry out various informational and financial transactions through their mobile phones as follows:

  • Self-registration 

  • Best Cash-back offer on top-up and Recharges

  • Account information inquiry

  • Funds transfer facility

  • Credit Card Bill payment

  • Bill Payment of NTC Land Line / NTC GSM Post-Paid / NCell Top-up / Smart Cell Top-up

  • NTC GSM/CDMA Pre-Paid recharge / ADSL top-up

  • Electricity Bill Payment (NEA) / Khanepani

  • Load various wallets like e-sewa / khalti etc.

  • QR based Merchant Payments (more than 125K QR Merchants all over Nepal)

The scope of Mobile Banking services shall not only be limited to the features mentioned above and is subject to review according to market trends and customer needs.

How do I get Century Pay Mobile App?

You can simply download Century Pay app from App Store/Play store on your mobile and register yourself using your mobile number and account number. However, for availing Funds Transfer facility, you need to send a signed letter via e-mail to cards@centurybank.com.np or contact your nearest branch.

Play store

App store

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Correspondent Banking / Nostro Details

Currency Correspondent Bank SWIFT/BIC Account No
USD Mashreq Bank New York MSHQ US 33 70009447
USD Habib American Bank New York HANY US 33 20729235
USD ICICI Bank Ltd, Hong Kong ICICHKHHCLR 852043022
INR Mashreq Bank,Mumbai MSHQINBB 61050299
INR HDFC Bank,Mumbai HDFCINBB 600390000630
INR AXIS Bank,Siliguri AXISINBB035 911020021210867
INR ICICI Bank,Mumbai ICICINBB 039305075011
CNY ICICI Bank Ltd., Hong Kong ICICHKHHCLR 852043023
AED Mashreq Bank,Dubai BOMLAEAD 019030000382
QAR Mashreq Bank,Qatar-Doha MSHQQAQA 029030000022

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Bank Guarantees

Bank guarantee is very important tools / instrument for facilitating various businesses viz. construction, contract, supply, manpower, tour & travel, outsourcing company and agency businesses. In Nepal, construction business continuously growing and expected to grow further where massive physical infrastructure is yet to be developed. Since construction is the part of development, its scope never ends. Further, due to the advancement on trading & service mechanism, practice & scope of bank guarantee is growing in supply & agency businesses too. Due to this fact, in view of commission based income, bank guarantee is one of the major business activities for the bank.

Our Bank Guarantee Facilities comprises wide range of services to facilitate construction and other business of our valuable customers. We are committed to high level of customer service to meet the business requirements of our customers while equally concerned about the risks associated with guarantee transactions. Hence, our Bank Guarantee/Trade Finance team processes your requests with extensive care complying local and international laws associated with Guarantee.

1. Bank Guarantee & Contract Loan Facilities:

a. Bid Bond

b. Performance Bond

c. Advance Payment Guarantee

d. Credit Supply Guarantee

e. Other Guarantee viz. Customs Guarantee, Court Guarantee

f. Line of Credit

g. We also provide Contract Loan against project awarded to the contractors and provide Hire Purchase for various construction equipment financing.

2. Documents Required

  1. Loan Application
  2. Firm Registration Certificate (in case of Proprietorship or Partnership Firm)
  3. Partnership Deed (in case of Partnership Firm)
  4. Company Related Documents:
  • Company Registration Certificate (Company Registrar and/or Industry Dept., Dept. of Commerce or other related Office)
  • Memorandum of Association (Prabandhapatra)
  • Articles of Association (Niyamabali)
  • Fresh Share Lagat certified by Company Registrar
  • Minute of Board (must mentioned different loan amount and authorised person to sign legal documents and to be signed by all directors)
  • Special Minute of Shareholder (more than 2/3 majority of shareholders) for acquiring loan exceeding Capital & Free Reserve for more than six months period.
  • Details of Shareholding Percentage of Promoters/Shareholders
  • Name of Board of Directors
  1. PAN/VAT/Excise Duty Registration Certificate
  2. Tax Clearance Certificate
  3. Citizenship and Photo of Individual/Proprietor/Partners/Directors/Guarantors (all partners in case of partnership)
  4. Borrower's/Company Profile (Market information, Suppliers, Buyers/Dealers, Competitor, etc.)
  5. Profile/CV of all promoters/partners/proprietor
  6. Net Worth of Promoters/Guarantors
  7. Family Detail of Proprietor/Partners/Promoters/Guarantors
  8. Multiple Banking Declaration
  9. Collateral Related Documents:

Land Ownership Certificates (Lal Purja) and other Land and Building related documents (i.e. Char Killa Pramanit, Tress Map, Blue Print of Map, Bato Sifaris, Approved Drawing of Building, Construction Completion Certificate of Building) Malpot Paid Receipt; House & Land Tax Paid Receipt & Rajinama Pass (Purja)

  • Audited Financial Statement as per Tax purpose (Profit & Loss and Balance Sheet and other annexure) of last 3 years, provisional Statement of Current Fiscal Year
  • Projected Financial Statement for up-coming 3 years.
  • Net worth Statement Form/Multiple Banking Transaction Information, Ka. Su. Fa.
  • Monthly details of Stock, Debtors, Sales, Creditors

3. Guarantee Application Forms

4. Guarantee Extension Forms

5. Counter Guarantee Forms

6. Online Verification of Guarantee Issued

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Import & Export

Century Commercial Bank Ltd. (CCBL) provides trade services covering import, export and Guarantees services. We have an experience team of trade staffs, who will work with you in a very personalized and professional manner, to ensure international trade transactions; proceed faster, easier and risk-free. Our team will not only process your request but also provide you import information useful to your business as well.

Import Letter of Credit
Documentary Letter of Credit (DC) is a conditional undertaking given by a bank (issuing bank) on behalf of buyer/applicant to pay a seller/beneficiary against stipulated documents provided all terms and conditions are complied. Letter of credit is the most safe and convenient means of payment for the export in all domestic and international trade. CCBL offers domestic and foreign Letter of Credit of two types:

  • Sight LC: The Letter of Credit which needs to be settled/ retired within 5 banking days after the sight of the documentary bill following the date of presentation provided that the documents are clean.
  • Usance LC: The Letter of Credit which needs to be settled/retired in a specific future date only after acceptance of the presented documents


Import Letter of Credit Cycle

  • The buyer and seller negotiate the deal for purchase/sell of goods/ services and approach the LC issuing bank to open an import letter of Credit (LC)
  • The issuing bank issues the Letter of Credit and sends it to the advising bank for advising the LC to the beneficiary, the advising bank advises the LC to beneficiary for shipment of goods.
  • The exporter/seller exports the goods as per the terms and conditions of the LC and submits the relevant documents as stated in the LC to the negotiating/nominated bank
  • The negotiating bank forwards the original documents to issuing bank for payment under LC
  • The issuing bank obtains the payment from the applicant/buyer and sends the payment to the negotiating bank to further credit the payment to the beneficiary/seller.
  • The issuing bank provides the LC documents to the applicant/buyer for the release of goods from the customs.

Pre-requisites for issuing import LC

Before issuing LC, applicant will require to have approved credit limits sanctioned by the bank. In line with Nepal Rastra Bank regulations, we will require the following documents along with our dully filled up LC application form for establishing LC:

  • Proforma Invoice/ Sales Contract/ Indent with mandatorily mentioned following information:
  • Goods Name, brand and model number
  • Country of Origin of goods
  • Quantity, Unit Price and Total amount
  • Incoterms (CIF, FOB, CFR, EXW…etc)
  • Payment type- Sight Payment, Usance with tenure or if deferred payment if the payment is to be made in mixed basis (for e.g. certain percent payment after documents arrival and certain percent payment after arrival of goods…etc)
  • At least eight digit harmonic code number of goods
  • Full name, address, contact no., e-mail address of the importer/buyer and exporter/seller
  • Exim Code No. of the applicant/buyer
  • Bi.Bi.Ni. form number 3
  • Firm/ Company registration certificate
  • PAN certificate
  • Board Minute (If applicable)
  • Memorandum of Association (MOA) (If applicable)
  • Article of Association (AOA) (if applicable)
  • Citizenship of the borrower
  • Latest Tax lodge/clearance certificate

Export Letter of Credit
CCBL offers export LC advising and negotiation services. Under export LC negotiation, we purchase sight bill of exchange and discounting of usance bill of exchange. We negotiate export bills subject to all terms and conditions under the letter of credit are complied with.

There are various other NRB provisions regarding import/export of goods from India and other third countries. We will help you to know these provisions so as to make you feel at ease while conducting import/export business.

Letter of Guarantee
A Letter of Guarantee is an irrevocable promise made in writing by one person (guarantor or surety ) to another party( the beneficiary) to answer for the debt or default of a third party (principal debtor).

  • Bid Bond Guarantee
  • Performance Bond Guarantee
  • Advance Payment Guarantee
  • Credit Supply Guarantee
  • Credit Line

Documentary collections
Documentary Collection offers low-cost but secure alternatives to letter of credit to trade. It is easy and convenient to route documentary collection through CCBL. The bank offers both inward and outward documentary collection services in a very competitive pricing in compliance with ICC publication Uniform Rules for Collection number 522 and Nepal Rastra Bank directives for both sight (DAP) and usance (DAA) collection documents.

For further information, please contact
Central Trade Finance Department
Century Commercial Bank Ltd.,
Head Office, Putalisadak, Kathmandu, Nepal
Tel: 014445062/4412579, Fax: 01444142

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